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Subject to any applicable law which cannot be excluded, IOOF Group and Customised Financial Planning make no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from these persons. Your obtaining of goods or services from these persons is at your own risk. IOOF Group does not accept any liabilities arising from reliance on the access and the availability of the information, or fees and charges that relate to the use of such information. 

Customised Financial Planning is an Authorised Representative of Lonsdale Financial Group Limited ABN 76 006 637 225, Level 6, 161 Collins Street, Melbourne VIC 3000, AFSL 246934 Life Insurance Broker. Lonsdale is a Member of the IOOF Group.